Mortgage brokers on the Central Coast

Buying and refinancing

Wise Loan Central Coast · Amanda

Amanda focuses on residential lending, helping with home purchases and refinancing. That includes both the home you’ll live in and investment properties, whether you’re buying for the first time or already have a loan to review.

Worth knowing: The business also works remotely with clients around Australia, so you don’t need to fit an office visit into your week.

Home loans and business finance

Urban Broker · Anthony

Anthony helps with buying a home, refinancing and investment lending. There’s also help for people building a new home or buying off the plan, plus business finance if you need it.

Worth knowing: Urban Broker publishes an East Gosford postal address. Arrange a meeting rather than assuming there’s a shopfront to drop into.

Home loans and other lending

Empire Finance Co. · Andrea

Andrea runs Empire Finance Co. and compares home loan options across lenders. If you have other borrowing to sort out alongside a property purchase, the business also arranges vehicle finance and personal loans.

Worth knowing: Its office is in Erina, with appointments also available to clients around Australia.

Home, business and vehicle finance

Prosper Finance · Rory and Jess

Prosper Finance offers help with home loans, including first purchases and investment lending. The business also handles business and vehicle finance, which may be useful if there’s more to your plans than buying a house.

Worth knowing: Its services also include lending for sole traders and equipment finance.

Home loans, refinancing and construction

Coco Finance Broking · Cam

If you’d like one person to handle the loan research and paperwork, Cam’s service includes comparing lenders, preparing applications and negotiating with them on your behalf. Coco helps first home buyers, investors and homeowners looking at refinancing, as well as people needing construction finance.

Worth knowing: Cam offers phone and video appointments, with local face-to-face meetings by arrangement.

Home loans and self-employed lending

Sumit Financial · Sumit

Working for yourself can make it harder to explain your income on a standard application. Self-employed lending is one of Sumit Financial’s listed services, alongside first home purchases, construction loans, investment lending and refinancing.

Worth knowing: Sumit offers appointments at an agreed location, so a conversation doesn’t have to mean travelling to an office.

First homes, refinancing and building

Lemon Tree Finance

If getting away during business hours is the awkward part, Lemon Tree Finance offers appointments on weeknights and weekends, in person, by phone or online. The business helps with first homes, moving house, refinancing and investment loans, as well as construction finance.

Worth knowing: Its home loan service includes comparing options, preparing the application and communicating with the lender.

First homes, investment and construction

Universal Mortgage Experts · Nathan

Nathan and the team help with first home purchases, investment loans and refinancing. They also arrange construction lending and work with your builder on the release of funds as the build progresses.

Worth knowing: The business offers ongoing loan reviews after settlement, handy if you want support after you’ve bought.

Buying a home and reviewing your loan

Coast Home Loans · Grace

Grace’s business helps with buying a home, investment lending and refinancing. Alongside comparing loans, Coast Home Loans works with your real estate agent, conveyancer and lender as settlement approaches, so you have someone helping with the finance side of the move.

Worth knowing: The service also includes regular home loan health checks after settlement.

First home buyers and refinancing

Mortgage Choice · Lisa Marie

If you’re unsure where to begin, Lisa Marie’s service starts with looking at your finances and what you need from a loan. She compares lenders, manages the application and follows up through to settlement, whether you’re buying your first home, investing or refinancing.

Worth knowing: You can meet by phone or video, or arrange an in-person appointment across the Coast.

Home purchases and refinancing

Mortgage Choice · Alisha

Alisha is part of the Mortgage Choice Wyong team, helping with first homes, moving house, investment purchases and refinancing. The team’s service includes talking through the options and supporting the loan application. Their office is at Nexus Smart Hub in Wyong.

Worth knowing: Alisha’s background includes lending roles at ANZ before joining Mortgage Choice.

Home purchases, renovations and refinancing

Your Mortgage Mate · Ryan

Ryan’s business helps with first homes, investment properties, renovations and refinancing. The service covers comparing loan options, negotiating with lenders and managing the paperwork from application through to settlement.

Worth knowing: Ryan’s website lists a Central Coast base in postcode 2263. Ask how they like to meet when you get in touch.

Residential and investment lending

The Avenue Home Loans · Clair

Clair co-founded The Avenue Home Loans with Jasmin. The business helps first home buyers and investors, including people whose borrowing circumstances are more complicated than a straightforward purchase.

Worth knowing: The Avenue offers a mobile service, with a time and meeting place arranged around you.

Home loans and granny flat finance

PK Lending & Co · Patricia

Patricia’s service covers buying or refinancing a home, investment lending and finance for adding a granny flat. There’s also help with business, vehicle and equipment finance if you need those too.

Worth knowing: Patricia works with clients around Australia; confirm whether you’d prefer a phone, online or in-person appointment.

Home loans and more complex applications

Finance on the Coast · Jason

Jason helps first home buyers, homeowners refinancing and property investors. His listed areas also include self-employed income, construction and renovation finance, and restructuring existing borrowing.

Worth knowing: Jason works with clients across the Central Coast and Sydney.

Morisset · Lake Macquarie

Coast Edge Home Loans · Leanne

Leanne is part of the Coast Edge Home Loans team. They help with buying a first home, refinancing, investment lending and construction, with services for self-employed borrowers too.

Worth knowing: The team also works with clients on the Central Coast.

North Sydney · online service

Zippy Financial

If you’re happy to work with a broker online, Zippy Financial arranges home loans and refinancing for clients around Australia. Its service includes comparing lenders, managing the application and reviewing your rate every six months after settlement.

Worth knowing: A local recommended them as an online option.

Sydney’s North West · Australia-wide service

Manson Financial Services

Manson helps with buying a home, refinancing and investment lending, including land and construction finance. Its team compares lending options, handles the application and lender follow-up, and supports clients through settlement and later reviews.

Sydney CBD

Strategic Brokers · Gabriel

Gabriel helps with first home purchases, refinancing and investment lending.

Worth knowing: Debra supports Gabriel’s clients through settlement, helping with the final stages of the loan process.

Brighton, Queensland · Australia-wide service

Allora Finance · Alisha

Allora Finance helps with buying a first home, refinancing and investment lending, with renovation finance among its services. Alisha has a background in property and renovations, which shapes the business’s focus on renovation plans.